In Québec, it is important to have a solid credit history. As an immigrant, you must therefore build a credit history in Québec. When you arrived in Québec, did you put some money aside? One day you will no doubt have to purchase office supplies, rent a car or an office, have a Canadian credit card to make Internet purchases, and so on. For all of these expenditures, your credit history will be checked to ensure that you pay back your debts.
In short, it is much easier to obtain loans if you have a credit history, as it is how you demonstrate your capacity to pay back your debts. Note that your credit history in your country of origin will not be taken into consideration.
